4 HOUSING AND CONSUMER DURABLESCHARACTERISTICS OF TENURE GROUPS
 
  Owner occupiers  
 
  • The majority of owner occupiers lived in a house (90%). Almost two-thirds (64%) lived in a detached or semi-detached house.
  • About a third (34%) of outright owners lived in a detached house compared with a quarter of those buying their home on a mortgage. This latter group were more likely (30%) than outright owner occupiers (22%) to be living in a terraced house.
  • Owners buying with a mortgage tended to have newer accommodation than those who owned outright (15% compared with 9% lived in accommodation built in 1985 or later).
  • The type of household most likely to be living in owner occupied accommodation consisted of two adults with at least one aged over 60 (81% compared with 57% to 78% of other household types). About two-thirds (67%) of this type of older household owned their home outright.
  • Of all households, those buying with a mortgage had on average the highest household income (£615 gross per week).
  • Indian households were the most likely to be owner occupiers - 75% either owned their home outright or were buying their home with a mortgage. They represent only 1% of all owner occupiers.
 
 
Tables and Figures
Table 4.4
(a) Type of accommodation by tenure (b) Tenure by type of accommodation
Table 4.5
Age of building by tenure
Table 4.6
(a) Household type by tenure (b) Tenure by household type
Table 4.9
Usual gross weekly income by tenure
Table 4.12
Housing tenure by ethnic group of household reference person
 
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