6 Occupational and personal pension schemes  
 

The GHS has collected information on occupational pensions since 1981, although the questions were not asked every year. Questions on personal pensions were introduced in 1987. This chapter presents information on occupational and personal pensions for employees (Tables 6.1-6.9), and the self-employed (Tables 6.10 and 6.11).

At the time of the GHS interview in 2000, in addition to paying National Insurance contributions towards a basic state pension, all employees had to contribute towards a second-tier pension, SERPS (State Earnings Related Pension Scheme) unless they opted out and made alternative provision. This could be either through an occupational scheme or a personal pension arrangement.

 
 
 
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