The likelihood of the respondent belonging to an employer’s pension scheme increased with the size of the establishment in which they worked. For example:

• among men working full time, the proportion belonging to their employer’s pension scheme increased from 31% of those in establishments with 3 to 24 employees to 77% of those in establishments with 1000 or more employees
• the comparable figures for women working full time were 38% and 81% and for women working part time, 20% and 69%.

Making personal pension arrangements was associated with the size of the establishment only among men working full time:

• just over a quarter (26-27%) of men working full time in establishments with fewer than 100 employees were in a personal pension scheme compared with 18% of those working in establishments with a 1000 or more employees.